woman credit card

Women’s Credit Cards

 Women Credit Cards:

Some banks have introduced credit cards that are exclusively designed for women to ensure their female customers get the maximum benefits. These cards focus on shopping rewards and cash back offers. Cardholders can get fuel surcharge waiver, bonus reward points, insurance etc.. Some credit cards for women also offer travel benefits.

Some of the Women’s credit cards:


1. HDFC Bank Solitaire – Premium Women’s Credit Card.

 Features and Benefits:

Solitaire Lifestyle Reward Points:

  • HDFC Bank Solitaire Credit Card offers 3 Reward Points for every Rs. 150 spent and redeem them against exciting gifts/ vouchers from Rewards Catalogue.
  • 50% more Reward Points on Dining & Grocery spends.
  • These Reward Points are offered only on transactions which are classified under ‘Restaurant’/‘Grocery’ Merchant Category Code defined by VISA/MasterCard. 50% More Reward Points are not applicable in Restaurants within Hotels, Shopping Malls and Departmental Stores.
  •  Cash Advance, fees, fuel transactions and other charges do not qualify for Reward Points. Transaction amount less than Rs. 150 will not earn Reward Points.

Solitaire Shopping Benefits:

  • Reward Points can be Redeem as CashBack against outstanding amount on Credit Card. Rs. 20 cash back for every 100 Reward Points. Reward points are valid for 2 years from the date of accumulation
  • 2 Shopping vouchers every year worth Rs. 1,000/- each, On Spends of 75000/- or more in every 6 months
  • Redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
  • Fuel Surcharge Waiver limited to Rs. 250 in every billing cycle, ST applicable.
  • Zero Liability on lost card:
    In the case of card lost, report it immediately to our 24-hour call centre. After reporting the loss, there is zero liability on any fraudulent transactions on card.
  • Revolving Credit Facility:
    This card offers Revolving Credit on Credit Card at nominal interest rate.
  • Interest-free credit facility:
    Up to 50 days of interest free period from the date of purchase.

Fees and Charges:

Annual / Renewal fee charges applicable on Solitaire Credit Card is 500 Per Year plus 18% GST.

Eligibility:

Salaried Employee : Age Limit between 21 years to 60 years

Self Employed : Age Limit between 21 years to 65 years


2. ICICI Bank Coral Credit Card.

 Features and Benefits:

Unlimited Cash Rewards: PAYBACK Points: PAYBACK is India’s largest and one of Europe’s most successful multi-partner loyalty program for all your spends

  • Earn 4 PAYBACK points on every Rs. 100 spent on dining, groceries and at supermarkets
  • Earn 2 PAYBACK points on every Rs.100 spent on other transactions (except fuel)

The reward points accumulates with PAYBACK every month and can be redeemed for cash or gifts of choice.

  • About 15% savings on dining bills at restaurants across India through Culinary Treats Program.
  • 2 complimentary movies every month under the Buy One Get One offer through website of bookmyshow
  • 1 complimentary domestic airport lounge visits per quarter.
  • A complimentary tie worth Rs. 999 from Provogue on joining.
  • A complete waiver of 1% on fuel surcharge every time you refuel – The offer is valid for maximum spend of Rs. 4000 per transaction at HPCL pumps. Payment should be made by swiping the card on ICICI Merchant Services swipe machines only to avail this offer.
  • Zero Liability on lost card:
    In the case of card lost, report it immediately to our 24-hour call centre. After reporting the loss, there is zero liability on any fraudulent transactions on card.

Fees and Charges:

  • A Joining Fee of Rs. 1,000 + 18% GST
  • Annual Fee of Rs. 500 + goods and services tax from 2nd year onwards – waived off if spends are more than Rs 1,50,000 in the previous year

 Eligibility:

Salaried Employee : Age Limit between 21 years to 60 years

Self Employed : Age Limit between 21 years to 65 years


3. Kotak Mahindra Bank Silk Inspire Credit Card.

 Features and Benefits:

  • Offers 5 reward points for every Rs. 100 purchase on apparels and 1 reward point for every Rs.200 purchase on other categories.
  • 2.5% fuel surcharge waiver across all petrol pumps in India
  • 4 free PVR tickets or 1000 Reward Points on spends of Rs. 1,25,000 every 6 months
  • Reward points can be redeemed for host of benefits like movie tickets, air miles and cash, as well as across 10,000 types of merchandise and mobile recharge.
    • For redemption against Airline tickets / Merchandise / Mobile recharge, Reward Points have to be converted to Easy Points. 1 Reward Point = 2 Easy Points.
  • Zero Liability on lost card:
    In the case of card lost, report it immediately to our 24-hour call centre. After reporting the loss, there is zero liability on any fraudulent transactions on card.

Eligibility:

  • Individual Resident of India with Rs. 50,000/- Minimum Term deposit Amount.
  • Age Limit between 21 years to 60 years

Credit Limit:

  • Maximum 80% of the term deposit amount. and not more than 12 Lakhs.

Fees and Charges:

  • Joining Fee is Rs. 599 and Annual Fees Rs. 599.
  • Annual fees of Rs. 599 will be charged in the beginning of the 2nd year. The annual fee can be waived off if annual retail spends for the previous year is Rs 1.25 lakhs or more.

    4. Standard Chartered Inner Circle Platinum Credit Card.

     Features and Benefits:

    • 9 Reward points for each Rs100 spent at inner circle stores.
    • 2 reward points for every Rs.100 spent on dining
    • 5% discount at Auchan Stores/SPAR
    • Reward points can be converted to free gifts as per rewards program.
    • Zero Liability on lost card:
      In the case of card lost, report it immediately to our 24-hour call centre. After reporting the loss, there is zero liability on any fraudulent transactions on card.

    Eligibility:

    • Individual Resident of India with Rs. 50,000/- Minimum Term deposit Amount.
    • Age Limit between 21 years to 60 years

    Fees and Charges:

    Nil. Service charges will be applicable 18% GST on Services offered by bank.


    5. FBB SBI StyleUP Credit Card.

     Features and Benefits:

    • Up to10X reward points at Food Bazaar outlets and other restaurants. Can be converted to various free gifts.
    • Rs 500 worth joining bonus as Big Bazaar vouchers and 2000 free rewards points every year
    • Up to 10% discount at Big Bazaar and other FBB affiliates throughout the year
    • Zero Liability on lost card:
      In the case of card lost, report it immediately to our 24-hour call centre. After reporting the loss, there is zero liability on any fraudulent transactions on card.

    Eligibility:

    • 21-65 years of age

    Fees and Charges:

    Rs.499 Joining Fee + Rs.499 Annual fee from 2nd year onwards + 18% GST.

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