tata croma

Tata Croma Titanium and Tata Titanium Credit Card

Tata Croma Titanium Credit Card

Features and Benefits:

  • Get up to 5% value back as points on spends on TATA Partner outlet.
  • 3x points on departmental and grocery stores.
  • 1 Point for every Rs. 100 spent on other retail outlets.
    1 Empower Point= Rs. 1
  • Get 500 Empower Points worth Rs. 500 on total spends of Rs. 2,000 or more
  • Get your annual fee waived off, on spending Rs. 90,000 or more in a year
  • Get 1.5% value back on spends at Croma and Croma retail website

 Fees

  • Annual Fee (one time): Up to Rs. 499
  • Renewal Fee (per annum): Up to Rs. 499
  • Add-on fee, per annum: Nil
  • Cash Advance Fees at SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 300). International ATMs: 3% of transaction amount (subject to a minimum of Rs. 300)
  • Finance charges: Up to 3.35% per month, accounting for 40.2% per annum, from the date of transaction
  • Cash payment fee Rs. 100
  • Payment Dishonor fee 2% of Payment amount (subject to a minimum of Rs. 350)
  • Late payment:
    • Nil for a total amount due from Rs. 0 to Rs. 200
    • Rs. 100 for a total amount due greater than Rs. 200 and up to Rs. 500
    • Rs. 400 for a total amount due greater than Rs. 500 and up to Rs. 1,000
    • Rs. 500 for a total amount due greater than Rs. 1,000 and up to Rs. 10,000
    • Rs. 750 for a total amount due greater than Rs. 10,000
  • Overlimit: 2.5% of over limit amount,(subject to a minimum of Rs. 500)

Tata Titanium Credit Card

Features and Benefits:

  • Get up to 5% value back as points on spends on TATA outlet.
  • 3x points on departmental and grocery stores.
  • 1 Point for every Rs. 100 spent on other retail outlets.
  • Get 500 Empower Points worth Rs. 500 on total spends of Rs. 2,000 or more in first 60 days. 1 Empower Point= Rs. 1
  • Get your annual fee waived off, on spending Rs. 90,000 or more in a year
  • Get 1.5% value back on spends at Croma and Croma retail website

 Fees

  • Annual Fee (one time): Up to Rs. 499
  • Renewal Fee (per annum): Up to Rs. 499
  • Add-on fee, per annum: Nil
  • Cash Advance Fees at SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 300). International ATMs: 3% of transaction amount (subject to a minimum of Rs. 300)
  • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
  • Cash payment fee Rs. 100
  • Payment Dishonor fee 2% of Payment amount (subject to a minimum of Rs. 350)
  • Late payment:
    • Nil for a total amount due from Rs. 0 to Rs. 200
    • Rs. 100 for a total amount due greater than Rs. 200 and up to Rs. 500
    • Rs. 400 for a total amount due greater than Rs. 500 and up to Rs. 1,000
    • Rs. 500 for a total amount due greater than Rs. 1,000 and up to Rs. 10,000
    • Rs. 750 for a total amount due greater than Rs. 10,000
  • Overlimit: 2.5% of over limit amount,(subject to a minimum of Rs. 500)

Other Titanium Credit cards:

1. Titanium Credit Cards 1 and

2. Titanium Credit Cards 2

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