Use your First Citizen Citibank Titanium Credit Card and ask the cashier at the payment counter, to redeem your Reward Points against purchases made.
Get great shopping value from your FCC Reward Points – Rs 60 for every 100 points that you redeem.
The First Citizen Reward Points earned against purchases made on the Credit Card are automatically transferred to Shoppers Stop after each monthly billing cycle and will reflect in the First Citizen account after that.
Age limit 18 years to 65 years.
Fees and Charges:
Joining & Annual Fees Fees applicable for both Primary and Additional Card members will be communicated at the time of sourcing
The rate of interest varies between 3.10% per month (i.e. 37.20% annualized) and 3.50% per month (i.e. 42.0% annualized). This rate is dynamic and changes periodically based on parameters like repayment pattern, utilization, spends etc. The maximum interest rate, in the event of default, is 3.5% per month or 42% annualized
Cash Advance fee 2.5% on advanced amount (subject to a minimum of Rs.500 and US$7.5 at International ATMs)
Late Payment Charge (per month) Rs.300 for current balance up to Rs.10000 Rs.600 for current balance from Rs.10001 – 25000 Rs.950 for current balance above 25000
Cheque/ECS Bounce Charge Rs.500 per returned cheque/ECS
Petrol Transaction Charge 2.5% (subject to a minimum of Rs.10) Waived at Indian Oil outlets for transactions done on Citibank EDCs
Over Credit Limit charge 2.5% of the amount over the Credit Limit (Subject to a minimum of Rs.500)
Cash deposit at Citibank branches towards credit card repayment Rs 250
Cash deposit at Citibank ATMs towards credit card repayment Rs 100